Terms and Conditions

1. Eligibility & Website Use

This website is intended for U.S. residents who are 18 years of age or older. Use of this site outside of these eligibility requirements is strictly prohibited.

By accessing or using our services, you represent and warrant that all information you provide is truthful and accurate.

2. Services Provided

CA$H KINGDOM offers personal installment loans subject to credit approval, eligibility requirements, and applicable state regulations. Rates and terms may vary based on your credit profile. Not all applicants qualify. Submission of an application does not guarantee loan approval.

Loan Terms and Disclosures

All loans are subject to credit approval, eligibility requirements, and state regulations. Cash Kingdom LLC is licensed in Nevada (License No. 2000147-052-122). Rates and terms may vary based on your credit profile. Not all applicants qualify. For questions, contact us at (702) 248-2274 or review these Terms and Conditions in full.

Interest Rates (APR)

Our personal installment loans start at an annual percentage rate (APR) of 35.99%. Final APRs will depend on your creditworthiness and other factors, such as credit history, income verification, and loan amount. This starting rate is calculated based on the principal borrowed, monthly interest, and repayment period in accordance with the Truth in Lending Act (TILA). APR includes all finance charges and complies with Nevada lending laws. Rates are variable but capped at a maximum of 35.99% and will be disclosed in your loan agreement before approval. No additional fees apply unless specified. Full TILA disclosures will be provided with your loan agreement.

Payment Terms

Loans start with a repayment period of 12 months to support responsible borrowing, but final terms will depend on your creditworthiness and other factors. Payments are due monthly, starting 30 days after disbursement. Early payments are allowed without penalty. Minimum loan amount: $100; maximum is based on 25% of your verified gross monthly income (per Nevada rules). These are long-term installment loans—no rollovers or short-term advances.

Representative Example of Total Loan Cost

This example uses our starting APR of 35.99% for a $1,000 loan over a 12-month term. Your actual APR, payments, and total cost will depend on your creditworthiness and other factors, and may be higher.

This example assumes equal monthly installments of principal plus interest (approximately 3% monthly at the starting rate) and no additional fees. Actual costs may vary based on your final APR and terms. Total cost includes principal plus interest; prepayment reduces interest accrued. See your loan agreement for personalized details.

Important Notes

• These are long-term personal installment loans for adults 18+.
• Credit checks are required; approval is not guaranteed. Final conditions, including APR and term length, depend on your creditworthiness and other factors.
• We comply with federal TILA and Nevada regulations. Full disclosures are provided in our Privacy Policy and these Terms and Conditions.
• Physical address: 7385 W Sahara Ave Ste B, Las Vegas, NV 89117.
• This information meets Meta advertising standards and TILA requirements. Consult a financial advisor for advice tailored to your situation.

3. Application Process

By submitting a loan application, you agree to:

• Provide accurate, complete, and current information.
• Authorize CA$H KINGDOM to use your data for identity and eligibility verification.
• Acknowledge that providing false, misleading, or incomplete information may result in denial or disqualification.

Your personal data is handled in accordance with our Privacy Policy, which outlines how your information is collected, used, and protected.

4. Communications Consent

By submitting a form or interacting with our site, you consent to receive communications from CA$H KINGDOM via:

• Phone calls
• Email messages
• SMS/Text messages

These communications may include application status updates, payment reminders, customer support notifications, or promotional offers (if separately consented).

You may withdraw your consent for non-essential communications at any time using the opt-out options described below.

5. SMS/Text Message Terms & Disclosures

By registering or providing your phone number, you expressly consent to receive SMS/text messages from CA$H KINGDOM, which may include:

• Loan or account notifications
• Identity verification prompts
• Payment reminders
• Customer service responses
• Promotional offers (only if you opted in)

We promptly honor all opt-out requests. You will not receive additional promotional messages unless you voluntarily re-subscribe.

Important: Consent to receive SMS/text messages is not a condition of obtaining a loan or using our services. We do not sell or share your SMS opt-in data or phone number with unaffiliated third parties for their own marketing purposes.

6. Marketing SMS Opt-In (Separate Consent)

If you choose to receive marketing-related SMS messages, you will be presented with a separate opt-in checkbox at the time you provide your phone number.

Marketing SMS campaigns may include:

• Special offers or rate discounts
• Loan renewal opportunities
• Seasonal promotions

You may unsubscribe at any time as described above. Opting out of marketing messages does not affect your ability to receive essential service or account-related communications.

7. Intellectual Property

All content on this website—including logos, trademarks, graphics, designs, software, and written materials—is the intellectual property of CA$H KINGDOM and is protected under applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or use any part of this site's content without prior written consent from CA$H KINGDOM.

8. Limitation of Liability

CA$H KINGDOM is not liable for any damages or losses arising from:

• Delays, errors, or interruptions in loan application processing.
• Communication failures or system outages beyond our control.
• Direct, indirect, incidental, or consequential damages resulting from the use or inability to use this website or our services.

Loan approvals, amounts, and terms are determined at our sole discretion and in compliance with applicable lending laws.

9. Modifications to These Terms

We may update or modify these Terms and Conditions at any time. Updates will be reflected by a revised "Last Updated" date at the top of this page.

Your continued use of the site following any changes constitutes your acceptance of the updated Terms. We encourage you to review them periodically.